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Peter Irungu · Mortgage Loan Originator · MLO NMLS #2751063NEXA Lending · Company NMLS #1660690
NEXA Lending

Mortgage Insights & Market Updates

Helpful guides and local market knowledge for Washington homebuyers and investors.

First-Time Buyers

FHA vs Conventional Loans in Washington State: Which Is Right for You?

Comparing down payments, mortgage insurance, credit requirements, and costs to help Washington buyers choose between FHA and conventional financing.

Sep 15, 2025·6 min read
Veterans

How to Use Your VA Benefit to Buy a Home in Puyallup with Zero Down

A step-by-step guide for veterans and active-duty service members using a VA loan to buy a home in Puyallup and Pierce County with no down payment.

Sep 8, 2025·5 min read
Washington State

Washington State Down Payment Assistance Programs: Complete 2025 Guide

A guide to grants, forgivable loans, and second mortgages available to Washington homebuyers — including Pierce County programs that may never require repayment.

Aug 28, 2025·7 min read
Investors

DSCR Loans for Real Estate Investors in Pierce County: No Income Docs Required

How DSCR loans help Pierce County investors qualify on rental income instead of tax returns — ideal for self-employed buyers growing a portfolio.

Aug 20, 2025·6 min read
Market Updates

Reverse Mortgage Myths Debunked: What WA Homeowners 62+ Need to Know

Separating fact from fiction on reverse mortgages — including the truth about ownership, repayment, and whether you can lose your home.

Aug 10, 2025·5 min read
Washington State

Puyallup Home Prices and What Buyers Can Afford in Today's Market

A look at Puyallup and Pierce County home prices, what they mean for your monthly payment, and how to figure out what you can comfortably afford.

Jul 30, 2025·6 min read
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