How to Use Your VA Benefit to Buy a Home in Puyallup with Zero Down
If you've served in the military, your VA loan benefit is one of the most powerful homebuying tools available — and many veterans in Puyallup and Pierce County never use it. A VA loan lets you finance 100% of your home purchase with no down payment and no monthly mortgage insurance.
The first step is obtaining your Certificate of Eligibility (COE) from the VA, which confirms your service qualifies. Peter can help you request this. Next, you'll get pre-qualified so you know your budget before shopping — and a VA pre-qualification carries weight with sellers in a competitive market.
VA loans do include a one-time funding fee (which can be financed into the loan and is waived for eligible disabled veterans), but they do not require monthly PMI. Sellers can also pay your closing costs, further reducing your out-of-pocket expense.
Whether you're buying your first home in Puyallup or refinancing, Peter will guide you through every step of using your VA benefit. Schedule a free call to get started.
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