Loan Programs
Peter offers a full range of mortgage programs for homebuyers and investors across Pierce & King County. Find the right fit, then get pre-qualified.
FHA Loans
3.5% down, credit scores from 580, first-time buyer friendly
Learn MoreVA Loans
0% down for Veterans & active duty, no PMI ever
Learn MoreConventional Loans
Competitive rates, PMI drops automatically at 20% equity
Learn MoreJumbo Loans
Loans above the Pierce/King County conforming limit for high-value Washington homes
Learn MoreUSDA Loans
Zero-down financing for eligible rural and suburban Washington homes
Learn MoreDown Payment Assistance
WA state & Pierce County grant programs, may never need repayment
Learn MoreBank Statement Mortgages
Qualify using 12–24 months of business bank statements instead of tax returns
Learn MoreSelf-Employed Mortgage Options
Explore financing that may consider business income, bank statements, or assets
Learn MoreITIN Mortgages
Mortgage options for borrowers using an ITIN instead of a Social Security Number
Learn MoreForeign National Mortgages
Mortgage options for foreign nationals purchasing homes or investment property in WA
Learn MoreAsset Depletion Mortgages
Income qualification based on liquidating qualifying assets over the loan term
Learn MoreConstruction-to-Permanent Loans
Finance the build of your Washington home, then convert to a permanent mortgage
Learn MoreFHA 203(k) Renovation Loans
Finance a home purchase plus renovation costs with a single FHA-insured mortgage
Learn MoreHomeStyle Renovation Loans
Roll renovation costs into a conventional mortgage — buy and improve with one loan
Learn MoreManufactured Home Loans
Finance a manufactured home and land together with compliant mortgage options
Learn MoreDSCR Loans
Investment properties qualified on rental income, no W-2 required
Learn MoreBridge Loans
Bridge the gap between buying a new home and selling your current one
Learn MoreFix-and-Flip Loans
Finance the purchase and renovation of a property to resell
Learn MoreReverse Mortgage
For homeowners 62+, eliminate payments and stay in your home
Learn MoreHELOC & Home Equity Loans
Compare HELOCs, home equity loans, and cash-out refinancing to access equity
Learn MoreMortgage Refinancing
Rate-and-term, cash-out, VA IRRRL, and FHA Streamline refinancing in Washington
Learn MoreNot sure which program is right?
Peter will review your goals and match you with the best program — no obligation.
Get Pre-Qualified